My Safe Florida Home Eligibility Requirements – Can I Apply & When To Apply

Eligibility and Requirements for My Safe Florida Home Program

The My Safe Florida Home eligibility requirements can be confusing, with over 2,000 different income groups and eight different terms that could disqualify you. But our eligibility estimator makes it as simple as possible; filling out five checkboxes and four dropdowns will give you an answer in as little as 2 minutes.

You can use our eligibility estimator tool to see if you’re eligible for the My Safe Florida Home program or review all the criteria in depth below. We’ll explain all the criteria, give you all the tools and information you need to apply, and, if you are eligible, provide guidance on how to organize your documentation quickly to have an easy time. We also provide free My Safe Florida Home application assistance, hurricane protection consultations, and estimates to all South Florida homeowners looking to outfit their homes with windows or shutters.

But let’s dive right into it.

My Safe Florida Home Eligibility Criteria

You must meet a few essential requirements to take advantage of the My Safe Florida Home program. In our required documentation section, we’ll provide information on how to get the required documentation on these eligibility criteria below. Here’s what you need to know:

The Home Must Be Located in a Wind-Borne Debris Region

Your home must be in a wind-borne debris region to be eligible for the My Safe Florida Home program. Using our map, you can confirm whether you are in a wind-borne region. Alternatively, you can use the state-provided map.

For reference, all of southeast and southwest Florida, including Palm Beach County, Broward County, and Miami Dade County, is included as a wind-borne debris region.

Eligibility Requirements on Income

Income level is an important factor in determining your eligibility for the grant. Here’s how it works:

Standard Eligibility

By default, if your home meets the minimum criteria, listed above, you will be in the standard eligibility category of the My Safe Florida Home program.

My Safe Florida Low-Income Eligibility Terms

If your household income is less than 80% of the median income for your county (accounting for the number of people in your household), you qualify as low-income under the My Safe Florida Home Program. You can use our MSFH Eligibility Estimator Tool to find out if you may be eligible for complete coverage for hurricane protection under the My Safe Florida Home program up to $10,000.

My Safe Florida Moderate-Income Eligibility Terms

If your household income is less than 120% of the median income for your county (accounting for the number of people in your household), you qualify as moderate-income under the My Safe Florida Home program.You can use our MSFH Eligibility Estimator Tool to find out if you meet the criteria for moderate-income eligibility.

Eligibility for Priority Groups

The application process is structured in stages to ensure fair access. Here’s the breakdown for the 2024 application period:

• Stage 1: Low-Income Homeowners Over 60 (July 1-15): If you’re over 60 and qualify as low-income, you can apply first.
• Stage 2: All Low-Income Homeowners (July 15-30): All low-income homeowners can apply during this stage.
• Stage 3: Moderate-Income Homeowners Over 60 (July 31 – August 14): Moderate-income homeowners over 60 are next.
• Stage 4: All Moderate-Income Homeowners (August 15-30): All moderate-income homeowners can apply during this time.
• Stage 5: All Other Eligible Homeowners (August 31 Onwards): If you didn’t fit into any of the previous categories, you can apply starting August 31.