The My Safe Florida Home Program is back for 2025! Here’s what you need to know.
f you’re a low- or moderate-income homeowner without any existing hurricane protection (shutters, panels, etc.), now is the time to submit your application. The 2025 program is first-come, first-served, and funds start flowing in August 2025.
There has been a lot of confusion surrounding how the income requirements for My Safe Florida work, using our eligibility estimator, you can quickly find out if you may be eligible for grant funding through the program.
What’s Changed in 2025
- Budget cut: The state legislature trimmed the total from $500 million to $280 million.
- Allocation:The first $100 million is reserved for homeowners who’ve already applied.
- Eligibility: Only low- and moderate-income households qualify this year.
Who’s First in Line?
Once inspections are complete, grants are released in four waves, each two weeks apart:
- Low-income, age 60+
- Low-income, all ages
- Moderate-income, age 60+
- Moderate-income, all ages
After those groups receive funding, a final application window opens (low → moderate, 60+ → all ages) for anyone who hasn’t applied yet.
Requirements for the My Safe Florida Home Program
- Homeowner must submit proof of homestead exemption
- Homeowner must provide the declaration page of their property insurance policy to prove that their home is insured for less than $500,000. (Note: on July 1st 2023, this limit will be increased to $700,000)
- Your home must be in a wind-borne debris region of the state. Please use the map attached here to determine if your home is eligible for the grant program.
- The permit for the initial construction of your home must have been issued before Jan. 1, 2008 (you can get this information through your property appraisers office or website if you do not have it.)
- You must have all grant-covered work done by an MSFH program-approved contractor (We were one of the first to apply, and should be approved shortly. We were approved for MSFH’s last grant program in 2007)
- You must allow a inspector to inspect your home after the wind-mitigation work has been completed.
Check your eligibility and priority group
Find out if you may be eligible in as little as 2 minutes.*
Next Steps
- Check or submit your application at the My Safe Florida Home portal.
- Monitor your account regularly for inspection and funding updates.
- Stay ready—August 2025 is when funds begin to disburse.
Don’t miss your chance to protect your home and save on hurricane-resistant improvements. Apply today!
